Terms and Conditions
Terms and Conditions
Effective Date: December 5,2024
Welcome to diazgrp.com, the official website of The Diaz Financial Group. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read these terms carefully. If you do not agree with any part of these terms, you must not use this website.
1. Acceptance of Terms
By using this website, you confirm that you are at least 18 years old or have obtained parental or guardian consent to use our services. You also agree to comply with all applicable laws and regulations.
2. Services Overview
The Diaz Financial Group provides information about various insurance and financial services, including but not limited to:
- Medicare and health insurance
- Life and Indexed Universal Life (IUL) insurance
- Dental and vision insurance
- Fixed indemnity plans
- Annuities and lifetime income solutions
- College planning annuities
All content on this website is for informational purposes only and does not constitute a binding agreement for service until a formal application or agreement is signed.
3. Intellectual Property
All content on this website, including but not limited to text, images, logos, graphics, and designs, is the property of The Diaz Financial Group or its licensors. Unauthorized use, reproduction, or distribution is prohibited.
4. User Conduct
You agree not to use this website for any illegal or unauthorized purpose. You must not:
- Upload or transmit harmful or malicious code.
- Attempt to breach the security or integrity of our website or systems.
- Misrepresent your identity or affiliation when using our services.
5. Disclaimers
- Accuracy of Information: While we strive to keep all information on this website accurate and up-to-date, we do not guarantee the accuracy, completeness, or reliability of any content.
- No Guarantees: We do not guarantee specific outcomes or financial results from using our services.
The Diaz Financial Group is not responsible for any errors or omissions on this website or for any actions taken based on its content.
6. Third-Party Links
Our website may contain links to third-party websites or services. These links are provided for convenience only, and The Diaz Financial Group does not endorse or assume responsibility for the content, policies, or practices of third-party sites.
7. Privacy
Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.
8. Limitation of Liability
To the fullest extent permitted by law, The Diaz Financial Group and its affiliates shall not be liable for any damages, including but not limited to direct, indirect, incidental, or consequential damages, arising from your use of or inability to use this website.
9. Indemnification
You agree to indemnify and hold harmless The Diaz Financial Group, its employees, agents, and affiliates from any claims, damages, or expenses (including legal fees) arising out of your violation of these Terms and Conditions or your use of this website.
10. Termination
We reserve the right to suspend or terminate access to this website for users who violate these terms or engage in unauthorized or harmful conduct.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the [Insert State], without regard to its conflict of law principles.
12. Changes to Terms
The Diaz Financial Group reserves the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be posted on this page with an updated effective date.
13. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
The Diaz Financial Group
Website: diazgrp.com
Email: support@diazgrp.com
Phone: 888-298-7285
14. Terms of Service for SMS Communications
- Consent for SMS Communication
*Information obtained as part of the SMS consent process will not be shared with third parties.
- Types of SMS Communications
- If you have consented to receive text messages from The Diaz Financial Group, you may receive text messages related the examples below:
- Policy Updates:
- “Your insurance policy has been successfully processed. You will receive your policy documents shortly.”
- Claim Status Update:
- “Your claim is currently being reviewed. You will receive an update on its status within the next 48 hours.”
- Payment Reminder:
- “Reminder: Your next insurance premium is due soon. Please ensure payment is made before the due date to maintain continuous coverage.”
- Policy Renewal Reminder:
- “Your insurance policy is approaching its renewal date. Please contact us to review your coverage or discuss any changes before renewal.”
*Standard Messaging Disclosures
- Message and data rates may apply.
- You can opt-out at any time by texting “STOP.”
- For assistance, text “HELP” or visit our Privacy Policy and Terms of Service
By using this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.